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The rate for loan is in between RM 6,000 to RM 31,500 depends on the program and training phase which included:-

  • Fees
  • Living allowance is RM400 per month in the training period.
  • Premium payments is for insurance protections.
  • 3% of balance loan will be charge for administration fees yearly

Conditions for Guarantor

  • Malaysian citizens
  • Monthly income for one guarantor must not less than RM700, aged 21 years old and above and not more than 50 years old when trainee starts training.
  • If the guarantor is mother/father/legal guardians, age condition and income will be excluded
  • Each guarantor can never guarantee more than two (2) trainees except for mother/father/legal guardian.
  • Not declared bankruptcy,

Further information can be found on the government official portal at: